Your Path to Affordable Home Ownership. Structured pathways to owning decent homes designed for every Kenyan income group.
For many Kenyans, owning a home has traditionally been difficult because of high land prices, construction costs, and limited access to affordable housing finance.
The Constitution of Kenya recognises the right to accessible and adequate housing and reasonable standards of sanitation under Article 43(1)(b).
The Affordable Housing Act, 2024 provides a framework for affordable housing and defines an affordable housing unit in relation to the cost of housing not exceeding 30% of a person's monthly income.
Chullu Properties Investments has been appointed to assist clients interested in acquiring Affordable Housing Programme units.
Whether buying your first home or planning for your family's future, we guide you through application and purchase.
The programme provides for different categories to suit every income bracket.
| Category | Target Income Group |
|---|---|
| Social Housing | Monthly income below KES 20,000 |
| Affordable Housing | Monthly income of KES 20,001 – KES 149,000 |
| Middle-Income / Market Housing | Monthly income above KES 149,000 |
| Rural Affordable Housing | Housing targeted at eligible persons in rural areas |
Kenya continues to experience a significant shortage of adequate housing, particularly in urban areas. The programme addresses key challenges by:
The most important question is not simply "Can I afford a house?", but:
"Which housing option fits my income and financial capacity?"
Units are priced lower than conventional market housing options.
Acquire a unit through the Tenant Purchase Scheme (TPS) with long repayment periods.
Choose from studio, 1-bedroom, 2-bedroom, and 3-bedroom configurations.
Master-planned residential communities equipped with infrastructure and amenities.
Indicative costs and illustrative Tenant Purchase Scheme (TPS) monthly calculations.
| Category | House Type | Approx. Size | Indicative Price | Illustrative Monthly TPS |
|---|---|---|---|---|
| Social Housing | Studio | 20 sqm | KES 640,000 | KES 3,900 |
| Social Housing | 1 Bedroom | 30 sqm | KES 960,000 | KES 5,350 |
| Social Housing | 2 Bedroom | 40 sqm | KES 1,280,000 | KES 6,800 |
| Affordable Housing | Studio | 20 sqm | KES 1,000,000 | KES 7,250 |
| Affordable Housing | 1 Bedroom | 30 sqm | KES 1,500,000 | KES 10,850 |
| Affordable Housing | 2 Bedroom | 40 sqm | KES 2,000,000 | KES 14,450 |
| Affordable Housing | 3 Bedroom | 60 sqm | KES 3,000,000 | KES 21,685 |
| Middle-Income / Market | 2 Bedroom (Lot 1) | 40 sqm | KES 2,400,000 | KES 21,160 |
| Middle-Income / Market | 3 Bedroom (Lot 1) | 60 sqm | KES 3,600,000 | KES 31,750 |
| Middle-Income / Market | 2 Bedroom | 60 sqm | KES 3,600,000 | KES 31,750 |
| Middle-Income / Market | 3 Bedroom | 80 sqm | KES 4,800,000 | KES 42,320 |
Under TPS, an eligible buyer acquires a home through an initial deposit (commonly 5%) followed by structured monthly payments over an agreed long-term period.
Register via eCitizen / Boma Yangu platform or dial USSD *832#.
Activate your account and build savings towards the required unit deposit.
When units become available, eligible registered applicants are guided through unit selection and government allocation.
Complete this short form and a Chullu Properties Housing Advisor will review your information to guide your application process.
Post a request and we will help you find your perfect match. Our team of experts will search through our extensive network to find properties that meet your specific requirements.
Affordable • Reliable • Expert assistance